Deduct the phone bill, then your card is in arrears, and then scrapped. When you get a new card, people won't pursue it, but the account you registered on 360 might be at risk of being banned. Just a guess.
I don't know, I've never seen this kind of payment method.
What I saw online is: a few people said their accounts were banned, most said it's fine, but next time you can't act recklessly like this, and some said you would be blacklisted nationwide and won't be able to take out loans or apply for credit cards in the future.
If it's not done soon, the thread will be closed...